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Get a lump sum for a specific need — helping kids with a down payment, home renovations, paying off debt. You decide whether to make monthly payments or let interest accumulate.
Canadian reverse mortgages aren't one-size-fits-all. Depending on what you need the money for, one of these three options will probably make more sense than the others.
Get a lump sum for a specific need — helping kids with a down payment, home renovations, paying off debt. You decide whether to make monthly payments or let interest accumulate.
Turn your home equity into a regular monthly payment that supplements your pension or other retirement income. Predictable cash flow without selling your home.
Access funds when you need them, not all at once. Draw what you need for unexpected expenses, medical costs, or opportunities. Only pay interest on what you've actually used.
Not sure which fits? Each product page has a detailed comparison table showing how these options stack up against each other. Or use the calculator below to see what you might qualify for.
Find out how much equity you could access. Takes about 60 seconds, and we don't need your email or phone number.
Getting quotes...
We're brokers who work for you, not the bank. We'll tell you honestly which option makes sense — or if a reverse mortgage isn't right for your situation at all.